What you need to know about car financing through Elite Mercedes located in Springfield, Missouri?

Every person dreams of purchasing a particular car. This dream is often delayed with most people ending up buying a used car or a different model due to issues with raising funds. At Elite Mercedes, we aim to help our clients acquire their dream cars. Our goal is to ensure you can afford to buy a car even if you cannot access conventional loans from financial institutions due to bad credit history. We offer financing to our clients regardless of their credit history and financial situation they are in.

Is Car Financing a Good Idea?

The most frequently asked question about car financing is whether it is a good idea. As a firm that works with people who are seeking car financing, I can proudly say that it is a viable idea for all aspiring car owners. Car financing has several benefits that make it attractive to many people. Below are some of the benefits of car financing.

  • It allows you to finance your car regardless of your credit history: Many lending financial institutions like banks provide loans only to individuals with a good credit history, which makes it difficult for many people to access car loans. At Elite Mercedes, we ensure that we provide our clients access to affordable car financing options even though they might have a poor credit history.
  • Financing a car allows you to save up front. Consider this; you want to purchase a vehicle that is worth 30,000 dollars. Because you do not have the cash, however, you opt to buy a used car at half the price. With the used car, you will eventually use a lot of your money to repair the car since it comes with a limited warranty. Financing a vehicle will ensure that you purchase your dream car with the cash you have and pay the notice in future with a small interest, which will ensure that you have all the choice when purchasing your car including considering its fuel economy, comfort, and durability. Financing is a way of saving upfront in the long term.
  • Through car financing, you get the option of meeting all your financial needs without straining yourself. Car financing makes it possible for people with limited income to own their dream car while still being able to meet other financial obligations conveniently.
  • Car financing makes it convenient for people to budget their finances. We offer our clients access to affordable car financing options to ensure that they can pay monthly installments while they have access to the car they want, which makes their budgeting easy and convenient. Our clients have the option of investing the money they would have used to purchase the vehicle in cash to earn a profit and then use it to pay for the car.

Is There a Minimum Credit Score to Finance a Car?

Loans from conventional financial institutions such as banks are often difficult to access because the institutions require the borrowers to have a predetermined credit score. At Elite Mercedes, we are always ready to help our clients obtain car financing based on their current financial situation without having to consider their credit score.

Your privacy is important to us.

Elite Automotive Group takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Contact Us

Elite Automotive Group

3727 S Campbell Ave
Directions Springfield, MO 65807

  • Phone: 855-874-5194


  • Monday 8:00 am - 7:00 pm
  • Tuesday 8:00 am - 7:00 pm
  • Wednesday 8:00 am - 7:00 pm
  • Thursday 8:00 am - 7:00 pm
  • Friday 8:00 am - 6:00 pm
  • Saturday 8:00 am - 6:00 pm
  • Sunday Closed